Worker compensation (sometimes called workers’ comp) is one of the most important resources you have available to you.
A form of insurance, worker compensation provides wages and medical benefits to employees who were injured on the job. In exchange for these benefits, the injured employee agrees not to sue their employer for the damages incurred at the workplace.
Workers’ comp is part of a great compromise between workers and employers that started in 1911. Before that point, workers would sue when injured on the job and employers would defend themselves. Typically, the employer would win and the worker would be left without wages or medical coverage.
In today’s world, workers’ comp is an essential part of any job. Because of this, employees in Ohio must understand this program and how it affects them in the workplace.
Keep reading to learn more about Ohio Worker Compensation and how it applies to you.
Worker compensation is a great program as it helps employees afford their medical bills and cover missed wages until they can get back to work.
Most employees will never have to deal with worker compensation as safety standards will protect them from injury on the job. However, accidents do happen and if you are injured, there are a few things you need to know.
The BWC works alongside Ohio’s employers to prevent workplace accidents. Safety training and on-site consulting services play an important role in keeping workers safe.
BWC offers numerous programs and initiatives specifically designed to protect employees from every industry.
In Ohio, there are two types of employers when it comes to workers’ comp.
In either case, workers are fully covered for on-site accidents. That means both wages and medical coverage is handled in full to take the burden off the injured party.
Finally, there are a few types of special coverage you must be familiar with.
Beyond these special coverages, there is also coverage for coal miners, longshoremen, and marine industry employees.
SOCA partners with Hunter Consulting Co in the areas of unemployment, disability case management, and insurance risk services.
Hunter Consulting is focused on keeping employees and employers safe, healthy, and covered.
Hunter Consulting’s group rating is designed to substantially reduce your company’s rate and may represent significant savings for your company.
For self-insured workers’ comp coverage, there is no better consulting group than Teamworx, a Hunter Consulting Company PEO.
Teamworx processes payroll, taxes, workers comp, and unemployment, as well as provides labor advice and safety to our clients.
If your business is ready for superior worker compensation coverage, it’s time to reach out to Hunter Consulting Co today!